Golf Insurance on Green Fee Savers
All
golfers run the risk of injuring another person when on the golf course.
No matter how good a player you happen to be, you are liable if you cause
injury to a fellow golfer. Despite that, the overwhelming majority of
scottish golfers still lack golf insurance for the course.
If you play more golf as a result of using Green Fee Saver coupons, you are therefore more prone either to injuring yourself or worse still, somebody else, and, taking into account the recent adjudication's, a judge will not rule in your favour, regardless of the circumstances.
Surprisingly, however, millions of us who trudge the fairways week in week out are doing so insufficiently covered. In addition to the millions of pounds worth of golf equipment stolen on an annual basis, it is said that around 10,000 golfers a year require hospital treatment as the direct result of an injury on the golf course. Put into perspective, golf can be a very expensive game if it all goes wrong - and the more often you play, the more likely it is to occur. More of us are being advised to take up some sort of golf insurance cover as the result of various court cases recently brought to light in the press. |
For example, while playing his usual Saturday afternoon round in England with his friends, one uninsured golfer, by way of an erratic drive, smashed the window of the golf club's tractor and was consequently charged for damages by the club committee. In addition to such action being taken by clubs, British courts now rule that errant players are liable for an accident, even if they shout "fore!." The case that was responsible for vociferous public debate involved the plight of one Southampton golfer who was ordered to pay substantial damages to a fellow club member after he suffered a permanently damaged retina, courtesy of the defendant's accidentally deflected shot.
We
have all at some stage been required to shout "fore". to avoid disaster,
having been totally oblivious to the financial consequences of our actions.
Yet we no longer need to be inadequately covered as there are a host of
golf insurance companies offering golfers suitable financial protection.
On the whole, golf insurance will cover for theft, loss or damage to your
equipment. By way of the cover, you are financially protected if you severely
damage property or seriously injure another person.
You are even covered for the resulting damage of any untoward slices that head for the vicinity of the club car park. Better still, some golf insurance firms will bestow a cash reward if you net a hole-in-one during competition, meaning you needn't the foot the clubhouse drinks bill entirely on your own. It may also be a good time to find out whether your clubs are insured when sitting in the boot of your car or someone else's.
What about lying outside the changing rooms? Should your clubs be a named product on your golf insurance? These are questions most of us don't have answers to and, considering more golf equipment goes missing in club car parks and changing rooms than anywhere else, it's about time we found out more. Your club, nine times out of ten, will not be insured to cover loss or damage to your equipment, so visit the above companies to find out more about protection.
You don't only have to think about your car when insuring your clubs; your house golf insurance may not provide sufficient cover. Are you positive your clubs are insured when dumped in the attic over the winter? There are companies out there who have the answers, so pay them a visit and protect your golf equipment. Once you have covered your golf equipment, you should make sure you are covered elsewhere.
As well as golf, other sports require protection and golf insurance against them, damage or injury. There has been a steady increase in claims from incidents on football pitches, tennis and squash courts. Take the time to visit some of the above golf insurance companies to see what they have to offer. So, when you are touring the home of golf this summer with your Green Fee Saver coupons, don't forget to adequately cover yourself, because all the money you save using the vouchers could easily be wasted funding somebody else's legal bill.
Registered Office: PSP House, 50 High Craighall Road